Pittsburgh, Pa Insurance Broker | White Pine Insurance Company
White Pine Insurance Company
Your Long-Term PA Specialty Insurance Partner
The businesses alongside the main streets of Pennsylvania drive our regional economy and the White Pine Insurance Company’s specialty is writing comprehensive Commercial Package policies for main street mercantile businesses.
60% of the company’s yearly premiums come from bars and taverns.
Another 20% percent of their written premium comes in the form of General Liability insurance written for small artisan contractors.
The remaining 20% of their written premium is comprised of a hodgepodge of commercial auto policies, fire policies commercial businesses, tenant occupied rental properties, homeowners insurance, and other specialty lines of coverage.
White Pine’s Homeowners Insurance in PA
White Pines’ Pennsylvania homeowners insurance is written on the basic HO8 modified coverage form. This type of policy benefits a policyholder that is okay with receiving a check for their home’s actual cash value, minus depreciation, rather than having their structure insured at 80 to 100 percent of its replacement costs, where they’ll pay a higher premium even if they have no intention of rebuilding in the event of a total loss. This suits homeowners with an older home who may be counting down their days to moving out-of-state, into a different neighborhood, or into a retirement or community space.
This is a named peril policy that protects your home and its contents from the ten most common perils like fire or lightening, Vandalism/Theft, Windstorm or Hail, Smoke, and Explosion among others.
If a property is in good condition, and in a fairly well performing real estate market, the policyholder can choose between covering it at Actual Cash Value or its current Market Value.
White Pine’s Commercial Lines in Pennsylvania
White Pine offers small to midsize regional businesses Property and Liability Insurance, Commercial Auto coverage, a Garage policy, Dwelling and Fire Liability, and a Hospitality Insurance Program that covers anyone from mom-and-pop taverns and family restaurants to bars and upscale nightly entertainment hotspots.
Conifer Insurance Company, a sister company to White Pine, can offer coverage for liquor liability to complement property and general liability insurance.
Interested in White Pine Insurance Company? Contact Rupp and Fiore Today
Small businesses in the Pittsburgh region are welcome to reach out to the team at Rupp and Fiore Insurance Management to discuss your business insurance needs and determine if the commercial products available through White Pines Insurance Company are a fit for you. Our Pittsburgh area offices can be found in Trafford, New Eagle, North Huntingdon, Robinson, Bethel Park, Monessen, Mars, Latrobe, and Greensburg. Click here to see our office locations and contact information.